Home Loans
With access to hundreds of loans from a wide choice of lenders, including Australia’s big banks and a selection of specialist lenders, we’re confident we can find you the right finance option.
We know everyone’s situation is unique and this is why we take the time to really understand what you need from your home loan. Having the right facilities could save you big time in the long run, so it’s worth understanding what’s available in the market and the benefits offered by different loan features. From offset accounts to home loan portability we have you covered!
First Home Buyers
Are you thinking about buying your first home? We know it can be a complicated process, however, as your local Mortgage Choice broker, we will do all the legwork for you.
As your local home loan experts, we’ll take the time to search through hundreds of home loans from our lenders to find the one that suits you. We’ll also help determine if there are any concessions that you may be entitled to as a first home buyer, as well as prepare the loan application on your behalf and follow it through to settlement, keeping you up to date along the way.
Moves/Upgraders
What are my home loan options when buying my next home?
Moving would be so easy if we sold our current home at the same time as buying a new one. But things don’t always work out that way. In fact, there can be a whole range of reasons why you buy a new property before selling your current home.
If you do opt to buy before selling, it’s good to know there are finance options available to secure your new home while still managing the mortgage on your current property. What are my options for upgrading?
Upgrading simply means selling your current home and purchasing one that’s a little further up the property ladder. There can be a raft of good reasons for upgrading. As the kids get bigger you may need more space. You may be hoping to secure a better location. You may be keen to trade up from an apartment to a house. Or you may be relocating for work purposes.
Whatever your reason for upgrading, it’s important to think through the financial aspects. You have probably built up sufficient home equity to be able to afford an upgrade but you should also consider how you’ll fund the move.
Property Investment
Mortgage Choice Sydney is partnered with some of the best investment research firms in Australia that can assist you in selecting your investment property.
Just as it is important to research the market for the ideal investment property, it makes sense to shop around for a loan that offers competitive rates and fees while still providing the flexibility you need to make the most of your investment.
This is where our expert loan advice can be extremely valuable. We compare hundreds of loans from a wide choice of lenders and advise you on the finer details of each option that could save you money in the long term.
Refinancing
At Mortgage Choice Sydney, we understand that life changes, whether it’s a growing family, a new job, or maybe just a change of pace, and as life changes, you want to make sure that your housing loan still meets your needs.
Even if you’ve had your current home loan for only a couple of years, it’s possible you could take advantage of different loan features or even secure a lower rate.
Debt Consolidation
Mortgage Broker Sydney is passionate about property ownership. For this reason, we want to work with our clients to help them achieve their dreams of generating a stronger monthly cash flow.