Are you looking to Refinance and Compare Home Loans?

    Generally speaking, once a year, you need to review your home loan to see how it compares against other lenders. Our first point of call would be to your existing lender, to see if they can sharpen your rate. We have saved a lot of money for many clients just by making some variations to their existing loan – they did not even need to refinance or complete an application!

    Mortgage Broker Sydney can assist you with all aspects of comparing your home loan. We are an experienced Mortgage Broker with over 25 years of industry experience in refinancing.

    We enjoy helping our clients achieve their property aspirations and look forward to assisting you to achieve your property plans.

    In one meeting, we can compare hundreds of loans from up to 30 of Australia’s leading lenders to help you find a home loan tailored to your individual needs and lifestyle. Best of all you get access to this stress-free process at no cost to you because the lenders pay us.

    Confused about the refinance process?

    Not too sure where to start?

    You don’t need to worry, as we will guide you throughout the home loan process, from application to settlement.

    Get peace of mind

    Fixing part – or all – of your loan, or securing a better rate to reduce your monthly repayments can help with peace of mind.

    Consolidating other debts

    Consolidating other debt, like credit cards or personal loans, could help you to reduce your interest rate on these loans.

    Take advantage of different features

    You may wish to switch to a loan with more suitable features such as a redraw facility or offset account.

    Unlocking equity

    Refinancing can help you unlock the equity in your home to finance a renovation, or free up some capital for property investment.

    Couple Signing Documents

    How are we different from our competitors?

    1. One-on-one relationship – when using Mortgage Broker Sydney, you typically deal with the same person throughout the whole process, meaning we are able to provide an extremely personalised service.
    2. Loan product selection with your best interests at heart. Mortgage Broker Sydney has a legal obligation to ensure the loan products offered are in your best interests.
    3. Complimentary property reports for any properties you are interested to purchase.
    4. Ongoing relationship – when you settle your loan with Mortgage Broker Sydney, our service doesn’t stop there! We are generally in contact with you once a year to make sure your product remains competitive and look at other ways of improving your wealth! We refer to this as our ongoing ‘Bank Manager’ service.

    If you are a first home buyer, property investor or simply looking to refinance, Mortgage Broker Sydney can help you. We offer experienced advice for.

    We have a legal duty to put your interest first when recommending a home loan.

    At Mortgage Choice Sydney, we are passionate about home ownership. Whether you’re borrowing to buy property, refinance or invest, Mortgage Choice will work with you to negotiate a sustainable lending solution to help you attain your long-term goals.

    Our goal is to make the process as easy as possible for you.

    We offer a ‘bank manager’ like service, where we review your loan with your lender on an ongoing basis.

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    Reviews

    Google Reviews

    5star Google Reviews

    10 Sep 2023

    5 stars

    Thanks Ryan, Paul and Catherine. As always, you have been wonderful to deal with and made a complex process, both seamless and professional. I look forward to working with you all again in the future. Derek.

    Derek

    29 Aug 2023

    5 stars

    Paul Pappas, and his son Ryan Pappas, from Mortgage Choice have facilitated the purchase of three houses for us, as our circumstances have changed and we have needed very different homes over time. It has been a long relationship and they have been consistently excellent, always with our best interests at heart. Recently they helped us buy an investment property. Their professionalism and clear communication made the process so much less daunting and stressful. We would definitely recommend them.

    Steven Miller

    25 Aug 2023

    5 stars

    Really happy with the service from Ryan and the team. Despite it being over 3 years and many changes of mind on our part from our first meeting to when we settled on our home, Ryan was always both patient and responsive with all of our requests. He made the whole process very smooth and we wouldn’t hesitate to recommend his services.

    Justin Smith

    23 Jul 2023

    5 stars

    Ryan Pappas and the team have been incredibly helpful providing advice, helping me through the lending process and negotiating on my behalf for the best home loan rates and deals across the market over the last few years. Highly recommend reaching out if you need assistance! Big thanks!!

    Daniel

    See all Reviews

    Why Refinance with Mortgage Choice Sydney?

    Wide choice of home loans – get a great deal

    Access hundreds of loans from our wide choice of lenders, including the big 4 banks. We shop around for you and your broker can negotiate a competitive rate.

    Our home loan service is no cost to you

    We can offer our home loan service at no charge to you because the lenders pay us a commission when the mortgage is settled. This doesn’t affect the deal you get from the lender.

    Expert advice

    The banks are competing hard for your business. Let us help you choose the right deal with expert advice at no cost to you.

    Convenience

    Hectic lifestyles don’t leave time for long daytime meetings at the bank. We offer appointments at the time and place that suits you, including after work.

    We do all the legwork

    From comparing home loan options to preparing the paperwork and supporting you through to settlement, your mortgage broker does all the running around.

    Save money without even refinancing!

    We saved one client over $600 per month just by making some variations to their existing loan – they did not even need to refinance or complete an application!