Top Finance Podcasts, Resources & Blogs 2021

At Mortgage Choice, we're passionate about education and getting you in touch with industry professionals. Take a look at our picks for the top blogs, podcasts, and apps in finance! Top Blogs for Property Investing Money Magazine - Money is Australia’s longest-running, highest-selling and most-read personal finance magazine. Money Magazine has been operating since 1999 [...]

Wealth Through Property Webinar

Thought about becoming a property investor but unsure how? Need a game plan on how to start? Learn how thousands of everyday Aussies are growing wealth for their future. Our newest Principles of Property Investment event is the perfect starting point. We will give you tips on why property investment might be the best option [...]

Australian Property Market Update Webinar

Interested in buying an investment property, but unsure of what and where? Want to find out what’s happening in the Australian Property Market now? Tune in to our newest Australian Property Market Update. This 30 minute event will explore what’s happening in the Australian market as well as give you tips how research can find [...]

First Home Buyer Webinar

First home buyers… We get it! Buying your first home is a very daunting process. What is the right deposit to have? What is the process? What does a mortgage broker do? This webinar covers everything first home buyer. Learn about; What is happening in the property market? As a first home buyer, what benefits [...]

Rentvesting Event

Rent where you want to live and invest in a growing suburb. Are you faced with the difficult decision of wanting to buy, but not knowing if you can afford it in your chosen location? Come to our event which explores the strategies behind what rentvesting is, and how you can still own AND live [...]

VIC First Home Buyers Grant Summary 2021

Victoria First Home Buyers Grant Summary Are you confused about what grant(s) you can receive as a first home buyer in Victoria? We have developed a quick summary below. Grants change regularly, so it is always a good idea to review the state government's website to confirm your eligibility or simply contact us. At Mortgage [...]

QLD First Home Buyers Grant Summary 2021

QLD First Home Buyers Grant Summary Are you confused about what grant(s) you can receive as a first home buyer in Queensland? We have developed a quick summary below. Grants change regularly, so it is always a good idea to review the state governments website to confirm your eligibility or simply contact us. Essentially, there [...]

Top 10 Banks in Australia – 2021

The Australian banking system plays a major role in the country’s financial system. Aside from traditional banking services, most lenders also provide business banking, trading in financial markets, stockbroking, insurance, and funds management. There are 57 Australian banks (source finder.com). We outline the top 10 banks in Australia below Commonwealth Bank of Australia (CBA) Commonwealth [...]

Why Do Home Loans Get Rejected?

So you have spent all that time compiling your income documents, inputting all your data, signing a whole bunch of forms, you press submit, then you get rejected! What a waste of time! Some of the more common reasons for home loan application rejection include; Not having the correct level of deposit Every lender has [...]

No Deposit Home Loans

Are no deposit home loans still available? Yes, you can still qualify for a home loan with a nil deposit. If you are looking to purchase a house with no deposit, there are multiple options available. No Deposit Home Loans? A no deposit home loan is essentially a loan where you don’t have to contribute [...]

The Federal Government’s 2020 First Home Loan Deposit Scheme

The federal government has launched an initiative to assist first home buyers entering the housing market by underwriting home loans for first home buyers. The new government scheme for first time buyers allows approved applicants to take out a mortgage with just a 5% deposit and avoid paying lenders mortgage insurance (LMI). Essential Points Start Date: 1 January, [...]

NSW First Home Buyers Stamp Duty

In an effort to address housing affordability in NSW, the State government has announced a number of changes to help first home buyers. A summary of the list of grants that are available currently can be viewed here First Home Buyers As part of the proposed changes, stamp duty will be scrapped on all homes [...]

Federal Government HomeBuilder Scheme

The Federal Government HomeBuilder scheme provides eligible owner-occupiers, including first home buyers, with a revised grant of $15,000 to build a new home or substantially renovate an existing home where the contract is signed between revised dates of 1 January 2021 and 31 March 2021.   Construction must commence within 6 months of the contract date. HomeBuilder will [...]

First Home Super Saver Scheme

The first home super saver scheme (FHSS) allows you to save money for your first home inside your super fund and allows you to take advantage of the concessional tax treatment of superannuation. About the FHSS scheme You can make voluntary concessional (before-tax) and voluntary non-concessional (after-tax) contributions into your super fund to save for [...]