NSW First Home Buyers Grant Summary 2021

NSW First Home Buyers Grant Summary Are you confused about what grant(s) you can receive as a first home buyer in New South Wales? We have developed a quick summary below. Grants change regularly, so it is always a good idea to review the state government's website to confirm your eligibility or simply contact us. At [...]

Offset vs Redraw

You have no doubt heard words like ‘redraw facility' and ‘offset account' bandied around a lot.  But what are they and how do they differ? Offset accounts and redraw facilities are two home loan features that allow you to use any extra income or savings to reduce the balance of your loan and your interest [...]

How to get ahead on your mortgage

Paying off your home loan ahead of schedule can slash thousands of dollars off your long term interest bill. Take a look to see how you can save – and become mortgage-free faster. 1. Make repayments more frequently Instead of paying monthly, try paying half your regular repayment each fortnight. There are 26 fortnights in [...]

Do I need a pre-approval?

Are you in the market for a property? While buying a new home is an exciting experience, it can also prove very stressful, especially if you are competing for your dream home against a lot of other potential buyers. Thankfully, there are ways for you to get yourself ahead of the pack and lift your [...]

Pay off home loan with an investment property

We know that buying a home is part of the great Australian dream, but this comes with a big mortgage and some hefty monthly payments. This leads to the question I get asked more than any other – “How do I pay off my mortgage early?” One of the overwhelmingly positive strategies that many of […]

Purchasing during Sydney’s 2021 Lockdown

Just when we thought we were all moving on from 2020, it now seems that the general Sydney area will be locked down for an extended period of time.   So how will this affect the Sydney property market? The lockdown will place restrictions on open home viewings and auctions. Some vendors may defer their [...]

Buying at auction

Buying your home at an auction can be thrilling. It is critical that you are, firstly, well prepared for the auction and then understand the bidding process. BE PREPARED Arrange loan pre-approval Making a bid at auction without the certainty of loan finance is a very high-risk strategy. It makes more sense to secure loan [...]